General Conditions of Promotions

Introduction

Bonus Conditions

Free Spin Conditions (Slots and Live Games)

Real-Money Prize Conditions

Physical Prize Conditions

Final considerations

1. Introduction

  • Casinò Lugano SA, with registered office at Via Chiarina Stauffacher-Vedani 1, CH-6900 Lugano, Switzerland (“Casinò Lugano”), operates the website www.swiss4win.ch (hereinafter also referred to as the “Website”). On the swiss4win.ch gaming website, each player has the opportunity to win money by placing a monetary wager.
  • Hereinafter, references to Swiss4Win shall be deemed to refer to Casinò Lugano, the owner of the Website and the rights connected therewith.
  • All rights relating to Swiss4Win belong exclusively to Casinò Lugano. Casinò Lugano is regulated and supervised by the Swiss Federal Gaming Board (www.esbk.admin.ch) and holds Swiss licence no. 2023-A-11-E.
  • As part of its marketing and promotional activities (hereinafter the “Promotions”), Swiss4Win may offer players who meet certain conditions specific advantages and benefits, awarded in the form of:
    • Free gaming credits (hereinafter referred to as ‘Bonuses’)
    • Free plays (hereinafter referred to as ‘Free Spins’)
    • Real-money prizes
    • Physical prizes

Promotion provisions

  • Only persons who have reached the age of 18 and who are not subject to a gambling ban, restriction or exclusion under the Federal Gambling Act (LGD) and the Gambling Ordinance (OGD) are eligible to participate and receive any applicable prize.
  • Promotions offered to the player may not be forwarded or transferred.
  • To participate in a Promotion, the player must meet the requirements set out in the relevant Promotion rules.
  • Certain Promotions may be open and made available only to specific groups of players (personalised offers) selected on the basis of specific criteria.

Participation conditions

  • Swiss4Win determines the conditions of the Promotions, in particular the type of Promotion, the validity period, the benefits, the participation criteria and the conditions for awarding the advantages and benefits, and transparently informs players through the published Promotion rules, which can be consulted on the Promotion details page and/or in the “My Bonuses” section of Swiss4win.ch.
  • To participate in a promotional offer, if eligible, the player must perform the actions indicated in the Promotion rules (for example, make a deposit using a promotional code, or click the “Participate” button to enter a tournament, etc.).
  • By participating in the Promotion, the player unconditionally and fully accepts the rules and clauses contained in the relevant rules without any limitation.
  • By participating in the Promotion, the player agrees that Swiss4Win.ch may contact them regarding the offer itself (for example, in connection with surveys or to request their opinion).

Awarding timeframes

  • For each promotional offer, the respective prizes are credited to the Gaming Account within a maximum of 10 days after the end of the Promotion, unless otherwise specified in the Promotion rules.
  • Upon expiry of the 10-day period, the player may claim a prize that has not been awarded within the following 10 days, after which the prizes may no longer be claimed.

Revocation or modification

  • Swiss4Win reserves the right to modify, suspend or cancel active Promotions at any time, informing the players concerned. Such actions may result in the cancellation/modification of the respective prizes.
  • Swiss4Win reserves the right to withdraw or withhold real-money offers, physical prizes, Bonuses and Free Spins and/or winnings generated from them if the latter have been credited erroneously or irregularities of any kind are detected in the player’s gaming behaviour.

2. Bonus Conditions

Definition

  • The Bonus is a free gaming credit awarded in CHF by crediting the corresponding amount to the Bonus Balance of the Gaming Account.
  • This amount cannot be withdrawn directly, but may be used to play selected games without using the Real Balance, in accordance with the conditions and requirements established in the specific Promotion rules.

Awarding method

  • If the player is offered Bonuses under different Promotions, only the Bonus from one Promotion may be obtained at a time (in the order in which each Promotion was joined), despite the possibility of participating in multiple Promotions simultaneously.
  • Once the Bonus Balance has been depleted by playing the selected games of the Promotion, or converted into Real Balance by completing the Bonus wagering requirements indicated in the rules of the relevant Promotion and displayed in the Gaming Account, the Bonus for the Promotion joined subsequently will be activated, in the order in which the Promotions were joined.
  • The activation order of all free credits received (Bonuses and Free Spins) can be viewed in the “My Bonuses” section of the Gaming Account.
  • Once the awarding conditions have been fulfilled, the Bonus may be awarded with or without the player’s prior consent, depending on the provisions of the Promotion rules.

Use of the Bonus

  • Bonus credits may be played on the selection of games indicated in the details of the active Bonus in the “My Bonuses” section of Swiss4Win.ch.
  • Bonus credits may be converted into real money (withdrawable). The conversion is subject to specific conditions.
  • In particular, the so-called “wagering requirement” must be met, which requires a gaming volume equal to at least 30 times the value of the Bonus credit awarded (unless otherwise indicated in the specific rules).
  • The wagering requirement may be met by playing one or more of the games indicated on the page of the relevant Promotion and listed in the details of the active Bonus.
  • Example (screenshot of the Bonus section):
  • The player may check the status of the Bonus requirement at any time in their Gaming Account, on the “Bonus” page, in the “My Bonuses” section.
  • Please note: each game category contributes differently to the calculation of the required gaming volume.
  • This means, for example, that for a CHF 10 Bonus, in order to meet the wagering requirement, a gaming volume of at least CHF 300 must be generated by playing Slots (100% game contribution), whereas at least CHF 3’000 will be required if the player chooses to play at tables in the Live Casino (10% game contribution).
  • The contribution (in %) by game category in relation to the applicable Bonus requirements is set out below, unless otherwise specified in the rules of the relevant Promotion:

Contribution (%)

Game Category

Games

Contribution (%)

100%

Game Category

Slots

Games

All games

Contribution (%)

30%

Game Category

Video Poker

Games

All games

Contribution (%)

10%

Game Category

Table Games

Games

Baccarat (all variants)

Punto Banco (all variants)

Roulette (all variants)

Blackjack (all variants)

Contribution (%)

10%

Game Category

Live Casino

Games

All games

Bet restrictions

  • The following bets are considered invalid for the purpose of meeting the wagering requirement when playing with the Bonus (Bonus requirement):
    • “Coverage bets”: bets in which at least 60% or more of the available chances are covered.
    • Bets on “simple chances”: bets considered low risk. For example: bets on red and black, even and odd, and low numbers (1 – 18) and high numbers (19 – 36).
  • This condition applies to Baccarat, Dragon Tiger, Hi Lo and Roulette games played in Live or Automatic mode.
  • Before any withdrawal is processed, Swiss4Win reserves the right to review every bet placed by the player, the holder of the Gaming Account, in order to verify that no bets have been placed that do not comply with the conditions established for meeting the Bonus requirement.
  • If Swiss4Win identifies the above-mentioned bets, which are considered invalid for meeting the Bonus requirement, it reserves the right to block all winnings and withdrawals and, if necessary, to cancel the amount of the remaining Bonus credits and the winnings derived from Bonus play.

Validity period

  • After 30 days from the crediting of the Bonus to the Gaming Account without completion of the wagering requirements (unless otherwise indicated in the specific rules or the Real Balance is withdrawn), the remaining Bonus credit will expire and be cancelled, including any Bonus winnings arising from it.
  • Inability to access the Gaming Account (due to blocking, suspension, etc.) does not confer any right to recover a Bonus that has not yet expired.

Cancellation

  • While playing with a Bonus, the Real Balance may be withdrawn at any time. However, withdrawing all or part of the Real Balance will result in the cancellation of any remaining Bonus Credit Balance and Bonus Winnings Balance.
  • After accepting the Bonus, the player may cancel it independently at any time by going to the “My Bonuses” section within the Bonus page, selecting the Bonus they wish to cancel and clicking the “CANCEL BONUS” button.
  • Furthermore, in all other cases where the active Bonus is cancelled before completion of the wagering requirements, the remaining Bonus gaming credits will be cancelled, together with any Bonus winnings arising from it.

Order of use of the different Balances

  • While playing with a Bonus, bets are deducted from the Gaming Account in the following order:

Order of Use

Balance Type

Description

Withdrawal Availability

Order of Use

1st

Balance Type

Bonus Winnings Balance

Description

Winnings generated from bets placed with Bonus credits that have not yet been converted into the Real Balance (where available)

Withdrawal Availability

Non-withdrawable

Order of Use

2nd

Balance Type

Bonus Credit Balance

Description

Bonus credits received and not yet used for gaming (where available)

Withdrawal Availability

Non-withdrawable

Order of Use

3rd

Balance Type

Real Balance

Description

Deposits, winnings generated from bets placed with Real Balance credits, withdrawable Free Spins winnings and converted Bonus winnings (where available)

Withdrawal Availability

Withdrawable

  • On Swiss4Win, Bonus credits (and Free Spins, if the mode is activated) take priority in play.
  • If a Bonus is obtained, it will be credited to the Bonus Credit Balance.
  • The first bet placed on a game for which the Bonus is active will be deducted from the Bonus Credit Balance.
  • If a win is obtained, it replenishes the Bonus Credit Balance (up to the amount initially awarded); any excess amount, if any, is instead credited to the Bonus Winnings Balance. The next bet will be deducted from the Bonus Winnings Balance (if available); if the latter is zero, the bet will be deducted from the Bonus Credit Balance
  • Once the Bonus Credit Balance and the Bonus Winnings Balance have been depleted, bets will be deducted from the Real Balance.

In the event of a “mixed” bet composed of Bonus Credit Balance credits and Real Balance, any winnings will be split proportionally and credited respectively to the Real Balance and the Bonus Winnings Balance, maintaining the same proportion as the composition of the bet.

Example – Bonus awarded on deposit:

Action

1. Bonus Winnings Balance

2. Bonus Credit Balance

3. Real Balance

Total Balance

Action

You make a deposit of CHF 500 and receive a Bonus equal to 100% of the deposit amount, i.e. a CHF 500 Bonus

1. Bonus Winnings Balance

-

2. Bonus Credit Balance

CHF 500

3. Real Balance

CHF 500

Total Balance

CHF 1’000

Action

You place a CHF 5 bet on one of the Slots eligible for the Bonus. The bet will first be deducted from the Bonus Credit Balance

1. Bonus Winnings Balance

-

2. Bonus Credit Balance

CHF 495

(-5)
3. Real Balance

CHF 500

Total Balance

CHF 995

Action

You win CHF 25, which replenishes the Bonus Credit Balance by CHF 5 (up to the initial amount of CHF 500) and the Bonus Winnings Balance by the remaining CHF 20

1. Bonus Winnings Balance

CHF 20

(+20)
2. Bonus Credit Balance

CHF 500

(+5)
3. Real Balance

CHF 500

Total Balance

CHF 1’020

Action

You place another CHF 5 bet on one of the Slots eligible for the Bonus and lose. The bet will first be deducted from the Bonus Winnings Balance

1. Bonus Winnings Balance

CHF 15

(-5)
2. Bonus Credit Balance

CHF 500

3. Real Balance

CHF 500

Total Balance

CHF 1’015

Action

You continue playing and almost completely deplete the Bonus Credit Balance

1. Bonus Winnings Balance

CHF 0

(-15)
2. Bonus Credit Balance

CHF 5

(-495)
3. Real Balance

CHF 500

Total Balance

CHF 505

Action

You place a CHF 15 bet on one of the Slots eligible for the Bonus. The bet will consist of CHF 5 (1/3) from the Bonus Credit Balance and CHF 10 (2/3) from the Real Balance

1. Bonus Winnings Balance

CHF 0

2. Bonus Credit Balance

CHF 0

(-5)
3. Real Balance

CHF 490

(-10)
Total Balance

CHF 490

Action

You win CHF 30, which replenishes the Bonus Credit Balance by CHF 10 (1/3) and the Real Balance by CHF 20 (2/3) proportionally

1. Bonus Winnings Balance
 
2. Bonus Credit Balance

CHF 10

(+10)
3. Real Balance

CHF 510

(+20)
Total Balance

CHF 520

3. Free Spin Conditions (Slots and Live Games)

Definition

  • A Free Spin is a free play that can be used on certain games (without having to use the Real Balance) in accordance with the conditions established in the specific Promotion rules.
  • Free Spins are divided into:
    • Free Spins playable on Slots (Free Spin and Premium Spin)
    • Free Spins playable on Live Games (Golden Chip)

Free Spins playable on Slots (Free Spin and Premium Spin)

  • The standard Free Spin (also referred to as a Free Spin) consists of a free play on Slots for a preset amount that cannot be changed by the player.
  • The value of each spin, unless otherwise indicated, is equal to the minimum bet of the game (available on the specific page of the game itself).
  • For certain slots - for which the player may select the number of paylines - the value of each spin corresponds to the minimum bet with the maximum number of lines selected.
  • The Premium Free Spin (also referred to as a Premium Spin) is a predefined free amount that may be divided by the player, when awarded, into multiple Free Spins via a pop-up showing the available options.
  • For example, CHF 1 awarded as a Premium Spin, playable on a Slot with a minimum bet of CHF 0.10, could be divided, at the player’s choice, into one of the following options: 
    • 1 Free Spin with a value of CHF 1; or
    • 2 Free Spins with a value of CHF 0.50 each; or
    • 5 Free Spins with a value of CHF 0.20 each; or
    • 10 Free Spins with a value of CHF 0.10 each

Free Spins playable on Live Games (Golden Chip)

  • At Live gaming tables, Free Spins are provided in the form of Golden Chips.
  • The value of a single Golden Chip is CHF 1, unless otherwise specified in the relevant Promotion.
  • Golden Chips cannot be used on games of the “Live Slots” type.

Awarding method

  • If the player is offered Free Spins under different Promotions, only the Free Spins from one Promotion may be obtained at a time (in the order in which each Promotion was joined), despite the possibility of participating in multiple Promotions simultaneously.
  • Once the awarding conditions have been fulfilled, the Free Spins may be awarded with or without the player’s prior consent, depending on the provisions of the Promotion rules.
  • Free Spins playable on Slots (Free Spin and Premium Spin) will be credited to the balance called “Number of Free Spins” of the Gaming Account, while Free Spins playable on Live Games (Golden Chip) will be credited to the “Golden Chip Balance” of the Gaming Account.
  • Once the active Free Spins have been used up, the Free Spins from the Promotion joined subsequently may be used, in the order in which the Promotions were joined.
  • The activation order for the use of all free credits received (Bonuses and Free Spins) can be viewed in the “My Bonuses” section of the Gaming Account.

Use of Free Spins

  • Free Spins may be used on the selection of games indicated in the details of the active Bonus in the “My Bonuses” section.
  • Free Spins can never be used on slots with jackpots.
  • To play with Free Spins, the player - where necessary - must activate the mode after launching the game.
  • Once a play has been made using a Free Spin, any resulting winnings will be credited to the Bonus Credit Balance of the Gaming Account until all Free Spins from the active Promotion have been used.
  • It is specified that only the winnings generated by that play will be credited (net of the value of the Free Spin (the bet placed)).
  • Once all Free Spins have been used, all winnings obtained from them will be automatically transferred from the Bonus Credit Balance to the Real Balance of the Gaming Account.

Validity period

  • Free Spins must be used within 7 days of being credited, unless otherwise specified in the relevant Promotion, after which unused Free Spins and winnings generated by Free Spins temporarily held in the Bonus Credit Balance will automatically expire.
  • Inability to access the Gaming Account (due to blocking, suspension, etc.) does not confer any right to recover Free Spins that have not yet been used.

Order of use of the different Balances

  • While playing with Free Spins, bets are deducted from the Gaming Account in the following order:
Order of Use Balance Type Description Withdrawal Availability
Order of Use
1st
Balance Type
Number of Free Spins/ Golden Chip Balance
Description
Free Spins received and not yet used for gaming (where available)
Withdrawal Availability
Non-withdrawable
Order of Use
2nd
Balance Type
Real Balance
Description
Deposits, winnings generated from bets placed with Real Balance credits, withdrawable Bonus Balances and winnings generated from bets placed with Free Spins, once the awarded Free Spins have been used up (where available)
Withdrawal Availability
Withdrawable
  • On Swiss4Win, Bonus credits and Free Spins (if the mode is activated) take priority in play.
  • If a Free Spin is obtained, it will be credited to the Number of Free Spins/Golden Chip Balance.
  • The first bet placed on a game for which the Free Spin can be used will be deducted from the available Number of Free Spins/Golden Chip Balance.
  • If a win is obtained, it replenishes the Bonus Credit Balance.
  • The next bet will be deducted from the Number of Free Spins/Golden Chip Balance (if still available).
  • Once the Number of Free Spins/Golden Chip Balance has been depleted, winnings generated by Free Spin play will be converted from the Bonus Credit Balance to the Real Balance.

Example – Free Spins awarded upon logging in to Swiss4Win:

Action 1.Number of Free Spins 2. Bonus Credit Balance 3. Real Balance Total Balance
Action
Log in to Swiss4Win on the day of the promotion and receive 10 Free Spins on the selected Slots, which are added to the Number of Free Spins
1.Number of Free Spins
10 (+10)
2. Bonus Credit Balance
CHF 0
3. Real Balance
CHF 500
Total Balance
CHF500
Action
You use one Free Spin on one of the Slots eligible for Free Spins play. The Number of Free Spins decreases
1.Number of Free Spins
9 (-1)
2. Bonus Credit Balance
CHF 0
3. Real Balance
CHF 500
Total Balance
CHF500
Action
The Free Spin generates a win of CHF 5, which replenishes the Bonus Credit Balance by CHF 5
1.Number of Free Spins
9
2. Bonus Credit Balance
CHF 5 (+5)
3. Real Balance
CHF 500
Total Balance
CHF505
Action
You continue playing and use up the 10 Free Spins received without obtaining any further winnings
1.Number of Free Spins
0 (-9)
2. Bonus Credit Balance
CHF 5
3. Real Balance
CHF 500
Total Balance
CHF 505
Action
Winnings generated from bets placed with Free Spins are converted from the Bonus Credit Balance into the Real Balance.
1.Number of Free Spins
0
2. Bonus Credit Balance
CHF 0 (-5)
3. Real Balance
CHF 505 (+5)
Total Balance
CHF 505

Cancellation

  • While playing with Free Spins, the Real Balance may be withdrawn at any time. However, withdrawing the Real Balance will result in the cancellation of the remaining Free Spins and the winnings generated by Free Spins.
  • After accepting the Free Spins, the player may cancel them independently at any time by going to the “My Bonuses” section within the Bonus page, selecting the Free Spins they wish to cancel and clicking the “CANCEL BONUS” button.

4. Real-Money Prize Conditions

Definition

  • A real-money prize consists of an amount awarded for promotional purposes and credited to the Real Balance of the Gaming Account.
  • Unlike Bonuses and Free Spins, a real-money prize is immediately withdrawable, with no wagering requirements or further conditions of use.

Awarding method

  • By joining the Promotion, the player formally accepts the awarding of a real-money prize.
  • The relevant real-money prize will be credited to the Real Balance of the Gaming Account.

Use of real-money prizes

  • As real-money prizes are credited directly to the Real Balance of the Gaming Account, they may be played on all games and withdrawn without further conditions.

Validity period and cancellation

  • Real-money prizes have no expiry date, unless otherwise specified in the Promotion rules.
  • Inability to access the Gaming Account (due to blocking, suspension, etc.) does not confer any right to recover the real-money prize. In such cases, Swiss4Win reserves the right to cancel or withdraw the prize.

5. Physical Prize Conditions

Definition

  • A physical prize consists of a tangible item awarded for promotional purposes, whose indicative monetary value is specified in the rules of the individual Promotion.
  • The physical prize is not credited to the Gaming Account, but is delivered to the player by shipment to the address indicated by them or to the email address provided, following contact by Swiss4Win.

Monetary value and availability

  • The monetary value of physical prizes is indicated in the specific Promotion rules. The value is purely indicative and current as at the date of publication of the rules.

6. Final considerations

For any questions regarding Promotions, please contact our customer service: customerservice@swiss4win.ch.

These General Terms and Conditions are published in several languages for information purposes and to help guide the player. However, in the event of discrepancies between these General Terms and Conditions in other languages and the Italian-language version, the latter shall remain binding on both contracting parties.

Date: 01.07.2026 – version 1.5